Why Us

Accepting credit and debit cards is critical for just about every business in the U.S. and the choices a merchant has to make in order to make it easy for a customer to pay in the store, at the table, using a mobile device, or online have become extremely complex.

We can help!

UpNexa drives commerce for businesses with anytime, anywhere payment solutions. We serve our clients with integrity as trusted advisors and recognized experts in payments, providing transparent pricing clarity, and developing personal relationships while delivering exceptional integrated payment technology.

To reduce the cost of card acceptance, programs referred to as “cash discount programs” or “surcharging” have become increasingly popular with businesses, especially those business spaces whose customers do not complain frequently and whose competitors have already implemented these programs.

Recognizing the increasing popularity of these programs, UpNexa has taken the time and invested the energy in developing two fully Card Brand compliant programs:

Save 60-90% of Your Processing Fees

Add a “Credit Card Charge”

Credit Card Sales Only.


Save 60-90% of Your Processing Fees

Add a “Credit Card Charge”

Credit Card Sales Only.


In October 2018, Visa released a bulletin intended to remind U.S. acquirers, businesses, processors and their sales agents that discount offers should be evaluated to ensure compliance with the Visa Rules. Visa noted “Models that encourage merchants to add a fee on top of the normal price of the items being purchased, then give an immediate discount of that fee at the register if the customer pays with cash …, are NOT compliant with the Visa Rules and may subject the acquirer to non-compliance action.”

Upnexa was founded in 2013, and its headquartered is located in Holbrook LongIsland, Ny.

To learn more on Cost savings, Card Compliance and Same Day Funding

   5439 Sunrise Hwy, Second Floor, Holbrook, NY 11741

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  • For Business Owner
  • For Business Staff


  • RewardPayTM
  • CashRewardsTM
  • Compliance


  • Point of Sale Processing
  • Standalone Terminal Processing
  • Online Processing + ACH Acceptance

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